Dealing with Medical Debt Collection
Medical debt can be overwhelming, especially if it is a significant amount. Medical debt collection practices are also becoming increasingly aggressive. This can take a toll on your finances and cause...
View ArticleWhen do you Owe Interest on Credit Card Transactions in Ohio
Consumers oftentimes assume they owe interest on their credit card purchases automatically. Creditors are very happy to take advantage of this incorrect assumption. In reality, a consumer only owes...
View ArticleAggressive Hospital Debt Collection Practices
The high cost of health care is well known. And while politicians argue, working families face staggering medical bills that, if left unpaid, subject them to increasingly aggressive debt collections...
View ArticleStatutes of Limitations in Ohio Debt Lawsuits
Imagine that years ago you had a trip to an ER in Columbus with a nasty flu. You waited for a couple of hours, were examined, given some fluids through an IV, and ultimately sent home. A month or so...
View ArticleWhat Fees Can a Debt Collector Charge?
People in debt often find themselves in situations where their debt has been sold or charged off to a third-party debt collector. Unfortunately, these people typically see the original amount owed...
View ArticleHow to Vacate a Judgment in Ohio
Learning that you have a judgment over a debt is one of the most stressful events that someone can experience. This is especially true if you never knew you were being sued. Now your credit rating is...
View Article7 Most Common FDCPA Violations by Debt Collectors
The Fair Debt Collection Practices Act (FDCPA) was conceived to protect consumers from abusive, deceptive, or unfair tactics of debt collection agencies. Despite the fact that these agencies must...
View ArticleThe Laws that Protect You from Creditor Harassment
Too many people in Ohio are struggling with debt and facing creditor harassment. If you are one of them, you are probably asking yourself what you can do to make it stop. Fortunately, several federal...
View ArticleWhat is the Statute of Limitations on Debts in Ohio?
The statute of limitations on debt limits how long a creditor can sue you for payment. All consumer debts, from outstanding credit cards to medical bills, have limits on how long creditors can sue you....
View ArticleHow to Stop Debt Collectors Over the Holidays
It’s never a good time to hear from debt collectors, but it is worse over the holidays. As economic hardships caused by the global pandemic increase, you may have gotten behind on your payments....
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